» Lexington, KY

Lexington, KY

Title Loans for your Car or Motorcycle

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • No need for a store visit

Lexington, KY

Address: 141 Prosperous Pl Suite 25, Lexington, KY, 40509
Phone number: (859) 475-1833
Monday: 08:00AM - 06:00PM
Tuesday: 08:00AM - 06:00PM
Wednesday: 08:00AM - 06:00PM
Thursday: 08:00AM - 06:00PM
Friday: 08:00AM - 06:00PM
Saturday: 08:00AM - 06:00PM
Sunday: 08:00AM - 06:00PM

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away
  • Call us for Motorcycle Loans

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-302-4994 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Trustworthy company

Speedy Title Loans lived up to their name when I needed fast cash for unexpected medical expenses. They processed my loan for my 2017 Chevrolet Equinox within just three days. The entire experience was stress-free and efficient. If you’re looking for a trustworthy loan provider, choose Speedy Title Loans!

- Efjhay
Quick and reliable service

I can’t thank Speedy Title Loans enough for their quick and reliable service. When I needed funds for a family emergency, they processed my loan for my 2016 Ford Fusion within two days. The application process was simple, and the staff was courteous and responsive. I highly recommend Speedy Title Loans!

- Tarrady
Smooth and fast transaction

Speedy Title Loans provided excellent service when I needed funds for my daughter’s education expenses. With my 2019 Honda CR-V, I applied for a loan and received approval within a few days. The process was smooth, and the team at Speedy Title Loans was friendly and efficient. I’m grateful for their support!

- Kenneth
Highly recommended

I was in a tight spot financially and needed funds urgently for a business opportunity. Speedy Title Loans came to my rescue by approving my loan for my 2012 Toyota Corolla within just two days. The whole process was straightforward, and the staff was helpful and professional. I highly recommend Speedy Title Loans!

- Jeff
Speedy Tite Loans saved the day!

Speedy Title Loans saved the day when unexpected expenses cropped up. Their quick approval process for my loan with my 2018 Nissan Rogue was impressive. Within three days, I had the funds in my account, and the entire transaction was seamless. I’m grateful for Speedy Title Loans’ prompt assistance!

- Kristin

Speedy Title Loans came through for me when I needed cash urgently for home repairs. I applied for a loan using my 2019 Honda Civic, and they processed it within a short span of a few days. The team at Speedy Title Loans was friendly, professional, and efficient. Highly recommended!

- Elvin

Auto Title Loans in Lexington, KY

In the heart of the Bluegrass State, Lexington, Kentucky, Speedy Title Loans is your trusted partner for quick and dependable financial help. We understand that life can present unforeseen financial challenges that require immediate solutions. That’s why we offer the opportunity to secure the funds you need, often on the same day you apply.

How to Apply for Auto Title Loans in Lexington, Kentucky

Applying for an auto title loan in Lexington, KY, is straightforward with Speedy Title Loans. Your vehicle’s equity, free from any liens, acts as the collateral for the loan. To start the ball rolling, simply bring your vehicle to your closest Speedy Title Loans location for a complete valuation. This evaluation is essential in determining the loan amount you’re eligible for. Even if your credit history isn’t ideal, don’t be discouraged; we offer financial solutions that cater to a diverse range of credit situations. All you need is a lien-free title in your name and a government-issued ID that matches the name on the title.

At Speedy Title Loans in Lexington, you have the choice to borrow up to $2,500 via a title pledge, or you can opt for a secured line of credit up to $4,000. If you currently have a title loan with another lender, we may be able to assist you in refinancing it for a more competitive interest rate.

Why Choose Speedy Title Loans in Lexington?

The perks of selecting Speedy Title Loans in Lexington are abundant. Our application process has been fine-tuned for efficiency and user-friendliness, providing a seamless customer experience. Our professional and courteous staff is always on standby to guide you through the application and approval stages. Additionally, we understand that your vehicle is indispensable in your daily activities. That’s why, although we hold a lien on your car title, you continue to have full access to your vehicle for the duration of the loan.

Lexington, famously known as the “Horse Capital of the World,” is a city with a rich cultural heritage and a booming economy driven by sectors like healthcare, education, and technology. Whether you’re an equestrian enthusiast, a student at the University of Kentucky, or a small business owner, financial hiccups can strike anyone. Speedy Title Loans is steadfast in its commitment to assisting the residents of this vibrant city to regain their financial stability.

For swift financial assistance, contact us today at (859) 475-1833 to initiate your application process!

Frequently Asked Questions:

  • What is a title loan?

    A title loan is a secured, short-term loan. Using the equity in the vehicle title as collateral, title loans can be a quick method for individuals with poor or no credit to obtain funds. Speedy Title Loans is committed to finding you the best offer on a car title loan so that you can get the cash you need today.

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